ATM/Check Cards

Use your BankStar Financial ATM/Check Card wherever VISA is accepted. Purchases are deducted directly from your checking account. Your monthly bank statement will include all the details of your ATM/Check Card transactions. Your card also doubles as an ATM card that may be used with your Personal Identification Number (PIN) nationwide on the MoneyPass ATM Network.

  • Accepted virtually everywhere 

  • Safer to carry than cash                                                                                                                  

  • Available with your photo for additional security                               

  • Multiple layers of security for online shopping

  • Surcharge free MoneyPass ATM Network locations

  • Report Card Lost/Stolen - 1.833.252.5768

    Activate Card/Change PIN - 1.866.661.8548

    Contact local branch during regular business hours.

    After Hours Support - 1.833.252.5768

Visit for information on the Verified By Visa feature

Credit Cards

Enjoy the convenience and purchasing power required to buy what you need, when you need it, with our VISA Platinum Card.

  • No annual fee

  • Accepted worldwide

  • Flexible purchasing power

  • Toll free customer service available 24/7 at 1.800.423.7503

  • View your account and pay your bill online at

  • Report Card Lost/Stolen - 1.800.423.7503

    PIN Reminder - 605.542.2681 - 1.866.572.1637

    Scorecard Rewards - 1.800.854.0790

    Contact local branch during regular business hours.

Convenient Cards

We are proud to offer Gift Cards for your convenience. Our Gift Cards take the guesswork out of gift-giving.  

Fees apply for loading cards.

Ready Access Overdraft Protection

We understand that life is busy. Forgetting to record a check or debit can easily happen to anyone. For greater peace of mind, link your checking account to Ready Access, an unsecured revolving line of credit. If your account is overdrawn, your Ready Access line will automatically transfer money to cover your transactions (coverage up to a pre-approved limit).

Identity theft is a crime.  The crime occurs when someone invades your life, taking pieces of your personal identifying information and assumes it as their own, causing damage to your credit and your name.  With ID TheftSmart, you can breathe easy.  If your identity is ever stolen while enrolled in ID TheftSmart, the investigators at Kroll spring into action.  They step in as your advocate, fully committed to restoring your identity to pre-theft status as quickly and efficiently as possible. 



ID TheftSmart is your answer in the event your identity is ever compromised.  Investigators will work on your behalf to restore and preserve your identity.  Not only will you receive full service identity restoration from a licensed experienced investigator should you become a victim, but you will also have a resource to help answer questions or provide guidance on security and fraud related concerns, in order to head off possible issues before they materialize. 


If your identity is stolen, our licensed ID TheftSmart investigators will:

  • Confirm identity fraud and determine its nature and scope

  • Assist in obtaining a police report

  • Provide a tri-merge credit report and perform non-credit searches

  • Work on your behalf until ALL identity theft issues have been verifiably resolved

  • Place seven-year fraud victim statements with credit reporting agencies when applicable

Credit Monitoring (includes Restoration)

ID TheftSmart Credit Monitoring is designed to provide alerts if you ever experience unusual activity on your credit report.  Through this service, you will receive alerts when one of the following activities is detected on your credit report:

  • New account openings

  • Credit inquiries

  • Payment delinquencies

  • Public record changes

  • Change of address

Alerts are available online (via email) and offline (via postal delivery). 

If you would like more information or want to enroll in an ID TheftSmart program, please contact a BankStar associate.  You must be 18 years of age and a BankStar customer to be eligible for this service.


ID TheftSmart is a service of Kroll Information Services. 


Automatic Transfers

Let us help you reduce the risk of a bounced check or overdraft fee if you have sufficient funds in another account. We can set up an automatic transfer or "sweep" between accounts to cover a potentially overdrawn account. Funds are transferred automatically in increments of $100 when your account is overdrawn or at a minimum balance you choose.

Additional Tools

  • Wire Transfers

  • Safe Deposit Boxes

  • Night Depositories

  • Bank by Mail